How to Check Indian Overseas Bank (IOB) Balance by Number, SMS, Passbook, Net Banking ?


 How to check the Indian Overseas Bank (IOB) Balance is the most asked question by the customer. Customers may track their account balance using the Indian Overseas Bank (IOB) balance check number by calling from their mobile phone. it allows customers to view their bank account information at any time without having to visit a bank’s branch. Customers may check their bank account balance by calling or texting these Indian Overseas Bank (IOB) balance inquiry numbers.

Chennai is the headquarters of Indian Overseas Bank (IOB), It is a public sector bank in India. It has two DBUs (Digital Banking Units), around four overseas branches, a representative office, and about 3,220 domestic branches. It was established in February 1937 by M. Ct. M. Chidambaram Chettyar with the dual goals of specializing in foreign exchange commerce and international banking. Since then, it has made significant contributions to the Indian banking industry. IOB was one of the 14 big banks that the Indian government took over during the nationalization process. The Ministry of Electronics & Information Technology awarded IOB the Degidhan Award 2020–21 on December 5, 2021, for having the second-highest percentage of digital payment transactions among public sector banks.

Customers of the Indian Overseas Bank (IOB) who have registered their phone numbers with their Indian Overseas Bank (IOB) accounts can benefit from balance check services. The Indian Overseas Bank (IOB) balance check numbers are available 24/7. Customers can check their bank account balance at any time by dialing the Indian Overseas Bank balance check numbers from their registered phone numbers.

Customers may also check their account balance via Indian Overseas Bank’s internet banking, ATM, UPI, and mobile banking services.

Different Ways to Check Indian Overseas Bank (IOB) Account Balance

1. How to Check Indian Overseas Bank (IOB) Balance Through the Balance Enquiry Number

The toll-free number to check the India Overseas Bank (IOB) account balance is “92899222029“. When you call this number, the call will automatically cut and after cutting the call you will send your account balance and transaction data via SMS.

2. How to Check Indian Overseas Bank (IOB) Balance Through SMS

With the use of SMS banking, customer can check their account balance. For this, the account holder writes an SMS in the below format and sends it to the “8424022122” number

Format: “BAL <Last 4 digits of account number>”

3. How to Check Indian Overseas Bank (IOB) Balance Through Passbook

Customers who have an account in the Indian Overseas Bank (IOB) may also check their balance using a passbook. The passbook provides a detailed overview of all transactions, along with the balance. When you open a bank account, you will be given a passbook. This physical certificate also serves as identity evidence for consumers.

4. How to Check Indian Overseas Bank (IOB) Balance Through Net Banking

Internet banking has become one of the most convenient ways to transfer money online, Check account balance online, and so on. Indian Overseas Bank (IOB) likewise offers its clients the same ability to inquire about their accessible account balance. To access this function, consumers must first register for Internet banking “https://www.iob.in/“.

After Successfully registering, consumers may log in using the credentials supplied by the bank, i.e. their customer ID and Password. After logging into your account Select your account number and click on “Fetch Balance” Then the balance will display on the screen.

5. How to Check Indian Overseas Bank (IOB) Balance via ATM

Using Indian Overseas Bank (IOB) ATM customers can also enquire about their account balance instantly. For checking account balance using ATM you need a valid Debit/ATM card and 4 digit Debit/ATM PIN. you can visit your nearest ATM and check your account balance.

6. How to Check Indian Overseas Bank (IOB) Balance via UPI

To check the Indian Overseas Bank (IOB) account balance using UPI follow the steps, Open any UPI app on your mobile. Enter the password to unlock the application. After that, go to the “Account Details” section and Click on the “Check Account Balance” option. Enter the UPI PIN. The current bank balance on your Indian Overseas Bank (IOB) account will be displayed on the screen.

Conclusion:

In conclusion, Indian Overseas Bank (IOB) provides a complete set of tools for clients to easily monitor their account balances, Showing its commitment to modern banking solutions. IOB provides its customers with accessibility and convenience of financial management using traditional ways like passbooks and advanced platforms such as online banking, ATM, UPI, and SMS services. With 24/7 availability and a user-friendly interface, IOB stresses client happiness and convenience in financial services.

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