How to link Aadhaar card with Indian Overseas Bank (IOB) ?

 


How to link Aadhaar card with Indian Overseas Bank (IOB) ?


Indian Overseas Bank :

If you have an account in Indian Overseas Bank (IOB) then, you have to link Aadhaar card with Indian Overseas Bank (IOB) as soon as possible.

Chennai is the headquarters of Indian Overseas Bank (IOB), It is a public sector bank in India. It has two DBUs (Digital Banking Units), around four overseas branches, a representative office, and about 3,220 domestic branches. It was established in February 1937 by M. Ct. M. Chidambaram Chettyar with the dual goals of specializing in foreign exchange commerce and international banking. Since then, it has made significant contributions to the Indian banking industry. IOB was one of the 14 big banks that the Indian government took over during the nationalization process. The Ministry of Electronics & Information Technology awarded IOB the Degidhan Award 2020–21 on December 5, 2021, for having the second-highest percentage of digital payment transactions among public sector banks.

How to link Aadhaar card with the Indian Overseas Bank (IOB) ?

ccording to the government’s advice, banks must link and verify their customer’s Aadhar card information with their bank accounts. As a result, banks are recommending that customers link their Aadhar card to their bank account as soon as possible to avoid transaction disruptions.

The government revised the PMLA legislation so that all bank accounts must be linked to an Aadhar card by March 31, 2018. Otherwise, the bank accounts would become inactive until the Aadhar number is connected to the bank accounts. Customers who are foreign nationals, NRIs, NROs, or expatriates are not eligible for an Aadhaar link.

However, The RBI has made it mandatory to connect all your accounts with your Aadhaar Card by the due date. Those not linked to an Aadhaar card will be terminated beyond the required date. Account holders will eventually need to join ledgers to carry out all budgetary and non-monetary transactions. Record holders may connect their Indian Overseas Bank accounts with Aadhaar using Two different strategies:

  • link Aadhaar card with Indian Overseas Bank (IOB) Online
  • link Aadhaar card with Indian Overseas Bank (IOB) Offline

How to link Aadhaar card with Indian Overseas Bank (IOB) Online?

If you want to link your Aadhaar card with Indian Overseas Bank (IOB) Online then follow the steps listed below:


Step 1: Visit Indian Overseas Bank’s (IOB) official website at

 “https://www.iobnet.co.in/ibanking/ibAadhaarValidate.do“

Step 2: Login using your Indian Overseas Bank net banking User ID and Password.

Step 3: After successfully logging into your net banking account. Enter your bank account number in the provided field.

Step 4: Then, it asks for your 12-digit Aadhaar card number. enter it in the provided field.

Step 5: Accept all the terms and conditions and click on the “Continue” button.

Step 6: You will have to enter your password for Internet banking for authentication.

Step 7: Your bank account will be connected to Aadhaar within a few days.

Step 8: After successfully linking, a confirmation SMS will be sent to your registered mobile number.

How to link Aadhaar card with Indian Overseas Bank (IOB) Offline?

If you want to link your Aadhaar card with Indian Overseas Bank (IOB) Offline then follow the steps listed below:

Step 1: You have to visit your local Indian Overseas Bank (IOB) during business hours.

Step 2: Ask for the Aadhaar card link form and take one form to link your Aadhaar To Indian Overseas Bank account.

Step 3: Fill out the form properly with all the required details.

Step 4: After filling out the form properly give it to the official with an Aadhaar card photocopy and the required document copy.

Step 5: Then the bank officer will link your Aadhaar Card to your bank account.

Conclusion:

According to government guidelines, integrating Aadhaar with the Indian Overseas Bank (IOB) is critical for ensuring seamless financial transactions. Clients may simply comply via online or offline ways, assuring regulatory compliance and ongoing banking service. Simple processes promote efficient connectivity, increasing consumer convenience and regulatory compliance.

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